Citizens For Sustainable Pension Plans

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Marin citizens need to band together to deal with a real financial crisis that threatens our way of life. We are a nonpartisan group with a single mission. We can make a difference, but we need your support. Please review our reports and news of our activities on this website, then click here to join.

"Your group is awesome."
Jack Dean, Editor Pension Tsunami
VP, California Pension Reform
VP, California Foundation for Fiscal Responsibility

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Marin Taxpayers may be obligated to pay under-funded retirement pension benefits that are estimated between $700 million and $1.2 billion.

The impacts of this pension disaster will be felt soon as Marin County struggles to meet its generous and unsustainable retirement promises amid declining property tax revenue, unrealistic investment projections, and more.

Public Sector retirement benefits have grown dramatically over the years thanks in large part to the political influence of labor unions. State workers routinely retire at 55 years old with pensions higher than their base pay for most of their working lives.

Pensions are at the center of what will be an intensifying fight for diminishing resources from which government can pay for schools, police and fire services

The solution to the tsunami of pension and healthcare debt includes everything from local, state and national pension reforms to bankruptcy.
Citizens for Sustainable Pension Plans (CSPP) is moving quickly on several fronts including studying the success of other cities and counties, meeting with local politicians to prompt immediate action, and building citizen support for its effort.
We believe that there are important steps that can be taken soon that will have a significant impact on the problem while more complex and politically challenging solutions are pursued.
Adding your name and voice to our effort is critical! With thousands of Marin residents demanding reforms, our non-partisan organization will be a lot more effective. Join Us.

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Please contact us about sharing resources, collaborating, getting a group started in your town and more! Contact

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"Are Public Pensions Keeping Up With the Times?" Believes 5% is a more reasonable return assumption. Underfunding is $2.7 trillion not $900 million.

Retirement plans for public employees in the United States face serious challenges: By their own calculations, states and localities are $900 billion short of the funds they need to set aside to pay for benefits they have already promised their employees, write the Urban Institute’s Richard W. Johnson and the Brookings Institution’s Matthew M. Chingos and Grover J. Whitehurst. But the problem is far more serious than currently imagined. What states accountants won’t admit, Chingos, Whitehurst and Johnson argue, is that the funding problem is much worse than states’ calculations show.
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Public sector pensions, as of mid-2011, were underfunded by around $885 billion, based on accounting rules established by the Governmental Accounting Standards Board applied to a large sample of plans from the Public Plans Database.3

However, reports from academic economists and nonpartisan government agencies strongly suggest that the true state of public sector pension funding is far worse than suggested by official plan disclosures.

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